Smart Shopping Guide: Top 8 Cashback & Rewards Apps

Smart Shopping Guide

Discover the top 8 cashback & rewards apps to turn your everyday shopping into savings, gift cards, and even charitable donations.

💰 Free Money On What You Already Buy 💰

Turn Your Shopping Into Savings

Cashback and rewards platforms partner with thousands of retailers to give you a percentage of your spending back. It's like getting a discount after you've already made your purchase! Whether you shop online or in-store, these apps help you save money effortlessly.

👇 Click on any app below to start saving today!

Rakuten

Cashback from 2,500+ stores

🏆 Highest Cashback Rates

The leading online cashback platform with a huge network of popular retailers.

How It Works:

1. Shop through Rakuten's website/app
2. Your purchase is tracked automatically
3. Get paid quarterly by check or PayPal

Perfect for: Frequent online shoppers who want straightforward cashback

Start Saving with Rakuten

Ibotta

Grocery & in-store savings

🛒 Best for Groceries

Earn cashback on groceries, online purchases, and more by scanning your receipts.

How It Works:

1. Browse offers before shopping
2. Scan your receipt after purchase
3. Redeem for gift cards or PayPal

Perfect for: Savvy shoppers saving on everyday essentials

Save with Ibotta

Honey

Automatic coupon finder

⚡ Automatic Savings

A browser extension that instantly finds and applies coupon codes at checkout.

How It Works:

1. Install free browser extension
2. Shop normally at partner stores
3. Honey auto-applies best coupons

Perfect for: Shoppers who want hands-off discount finding

Install Honey

Swagbucks

Earn rewards multiple ways

🎁 Versatile Rewards

Earn points for shopping, surveys, watching videos, and convert to gift cards or cash.

How It Works:

1. Sign up and choose activities
2. Earn SB points from various tasks
3. Redeem for gift cards or PayPal

Perfect for: Those wanting multiple ways to earn rewards

Join Swagbucks

TopCashback

Competitive cashback rates

📈 High Percentage Returns

Known for offering some of the most competitive cashback rates from 4,000+ retailers.

How It Works:

1. Click through from their site
2. Complete your purchase
3. Withdraw via direct deposit

Perfect for: Rate-conscious shoppers comparing offers

Get TopCashback

Dosh

Automatic card-linked cashback

🤖 Completely Passive

Automatically earn cashback when you use a linked card at partnered stores.

How It Works:

1. Link your credit/debit cards
2. Spend normally at partners
3. Cashback appears automatically

Perfect for: Those wanting a set-it-and-forget-it approach

Try Dosh

Shopkick

Rewards for store visits

🏪 In-Store Engagement

Earn points for walking into stores, scanning items, or making purchases.

How It Works:

1. Open app at partner stores
2. Scan products or submit receipts
3. Redeem points for gift cards

Perfect for: People who enjoy browsing physical stores

Use Shopkick

Giving Assistant

Shop & support charity

❤️ Philanthropic Shopping

Earn cashback and easily donate all or part to a cause you care about.

How It Works:

1. Shop through their portal
2. Earn cashback as usual
3. Donate to charity or cash out

Perfect for: Philanthropic shoppers making spending meaningful

Start Giving

Quick App Comparison

💰

Highest Cashback

TopCashback & Rakuten often offer the best rates

🛒

Best for Groceries

Ibotta excels at in-store grocery savings

⚡

Most Automatic

Dosh & Honey require minimal effort

🎁

Multiple Rewards

Swagbucks offers various earning methods

Smart Shopping Tips

🔍

Compare Rates

Check multiple cashback sites before big purchases—rates can vary significantly.

📚

Read Fine Print

Note exclusions, tracking timeframes, and minimum payout amounts.

🔄

Stack Savings

Use a cashback site AND a coupon code for maximum discounts.

🎯

Start Small

Pick 1-2 platforms matching your main shopping habits first.

Start Saving Today

The key is consistency. By making these platforms part of your regular shopping routine, you can effortlessly turn everyday spending into meaningful savings, gift cards, or charitable donations.

Happy (and smarter) shopping! 🛍️