OliviaDeals

8 Best Cashback Apps to Save Money on Every Purchase

Cashback apps are revolutionizing how we shop by giving money back on purchases you already make. These platforms partner with thousands of retailers to return a percentage of your spending as cashback or rewards. Whether you're shopping online or in-store, these apps can help you save hundreds annually with minimal effort.

1 Rakuten

Earn cashback at over 2,500 retailers. Rakuten pays via check or PayPal quarterly.

How to use: Shop through Rakuten's website/app, activate offers, and complete purchases as normal. Cashback appears in your account within days.

Join Rakuten

2 Swagbucks

Earn points (SB) for shopping, surveys, and watching videos. Redeem for gift cards or PayPal cash.

How to use: Complete activities in the app, shop through their portal, or scan receipts to earn SB points redeemable for rewards.

Try Swagbucks

3 Ibotta

Get cashback on groceries, online shopping, and more. Pays via PayPal or Venmo.

How to use: Select offers before shopping, upload receipts or link loyalty cards, and redeem earnings.

Get Ibotta

4 TopCashback

Highest cashback rates at 4,000+ retailers. No minimum payout threshold.

How to use: Click through their site before shopping, earn cashback automatically, withdraw via PayPal, check, or gift cards.

Start Saving

5 Honey

Browser extension that finds coupon codes AND offers cashback at checkout.

How to use: Install the extension, shop as normal - Honey automatically applies best coupons and tracks cashback.

Add Honey

6 Shopkick

Earn "kicks" for walking into stores, scanning items, and purchases. Redeem for gift cards.

How to use: Open app at partner stores, scan featured products, submit receipts, and collect kicks.

Get Shopkick

7 Dosh

Automatic cashback when you use linked cards at partner businesses. No receipt scanning.

How to use: Link your credit/debit cards, shop at partners, and cashback appears automatically in the app.

Try Dosh

8 Giving Assistant

High cashback rates with option to donate earnings to charity.

How to use: Shop through their portal, earn cashback, and choose to keep earnings or donate a portion.

Start Giving

Start Saving Today!

With these 8 cashback apps, you could easily save $500+ annually on purchases you're already making. The best part? You can stack multiple apps for even greater savings (e.g., use Rakuten + credit card rewards).

Pro Tip: Focus on 2-3 apps that align with your most frequent shopping habits to maximize savings without overwhelm.